What Solomon Knew About Money That Most Christians Don’t
What Solomon Knew About Money That Most Christians Don’t
The wisest and richest man who ever lived left a financial playbook in Proverbs and Ecclesiastes. It’s still more relevant than anything on CNBC.
When God appeared to Solomon in a dream and said “ask for whatever you want,” Solomon asked for wisdom.
God was so pleased with the request that He gave Solomon not only wisdom but also what he did not ask for: riches and honor — “so that in your lifetime you will have no equal among kings” (1 Kings 3:13).
Solomon became the wisest man who ever lived. And the richest. Those two things were not a coincidence — they were connected.
His annual income was 666 talents of gold (1 Kings 10:14) — roughly $1.2 billion in today’s currency. His wealth was so legendary that the Queen of Sheba traveled across the ancient world just to witness it. When she saw his palace, his servants, and his table, “she was overwhelmed” (1 Kings 10:5).
But here is what matters most for Freedom Fighters: Solomon did not keep his financial wisdom to himself. He wrote it down. In Proverbs and Ecclesiastes, he left a financial playbook that is still more relevant than anything published by Wall Street, taught in business school, or featured on financial television.
Let us sit at Solomon’s Table and learn from the king.
Solomon’s Financial IQ
Most Christians know Solomon was wise. Fewer understand how his wisdom applied specifically to money.
Solomon was not just a philosopher or a poet. He was an economist. He built trade routes. He negotiated international commerce deals. He managed a national treasury. He oversaw construction projects that rivaled anything in the ancient world. He understood supply chains, labor management, taxation, and investment strategy.
And he wrote it all down in the form of proverbs — short, memorable principles that could be taught to his sons and passed down through generations.
When you read Proverbs, you are not just reading spiritual poetry. You are reading the financial journal of the wealthiest person in human history. Every principle was tested in the real economy of a real kingdom. These are not theories. They are proven strategies — written by a man who God Himself made rich.
Let us examine four of Solomon’s most powerful financial teachings.
Proverbs 21:20: The Wise Store Up
“In the house of the wise are stores of choice food and oil, but a foolish man devours all he has.”
This is Solomon’s first financial principle: save. The wise person stores up resources. The foolish person consumes everything they earn.
Notice the specificity: Solomon does not just say “the wise save money.” He says the wise have “stores of choice food and oil” — valuable, practical resources set aside for future use. This is not about putting coins in a jar. This is about building reserves of real value.
The contrast is devastating: “a foolish man devours all he has.” The Hebrew word for “devours” carries the sense of swallowing whole — consuming completely, leaving nothing. This is the person who spends every paycheck, who lives with no margin, who has nothing stored for the unexpected season.
Solomon would look at the average American household — where 60% of families cannot cover a $1,000 emergency — and call it foolishness. Not as an insult, but as a diagnosis. The absence of savings is not a money problem. It is a wisdom problem.
At BFU, the Freedom Framework starts here. Before you invest, before you build, before you multiply — you must first stop devouring everything you earn. Create reserves. Build margin. Store up choice resources so that when the unexpected comes — and it will — you are not destroyed by it.
Ecclesiastes 11:1-2: Diversify Your Investments
“Ship your grain across the sea; after many days you may receive a return. Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.” — Ecclesiastes 11:1-2
Three thousand years before modern portfolio theory, Solomon taught diversification.
“Ship your grain across the sea” is an instruction to engage in trade — to send your resources out into the world where they can generate returns. Do not hold everything close. Put your resources to work in multiple places.
“Invest in seven ventures, yes, in eight” is the clearest investment advice in all of scripture. Do not put all your resources in one place. Spread them across multiple opportunities. Why? “Because you do not know what disaster may come upon the land.”
Solomon understood what modern investors call systematic risk — the reality that any single investment, any single industry, any single market can fail. His solution was the same solution that the best financial minds use today: diversify. Spread your investments. Do not let a single disaster wipe out everything you have built.
This is why the Freedom Framework teaches Freedom Fighters to build multiple streams of income, to invest across different asset classes, and to never put their family’s entire financial future in the hands of one employer, one investment, or one strategy.
Solomon said it first. The best financial advisors in the world are simply echoing his wisdom.
Proverbs 27:23-24: Know Your Numbers
“Be sure you know the condition of your flocks, give careful attention to your herds; for riches do not endure forever, and a crown is not secure for all generations.” — Proverbs 27:23-24
In Solomon’s economy, flocks and herds were wealth. They were assets — productive, income-generating, and valuable. When Solomon says “know the condition of your flocks,” he is saying in modern language: know your numbers.
Know your net worth. Know your cash flow. Know your debt balances and interest rates. Know your credit score. Know your tax situation. Know what you own, what you owe, and what is growing versus what is shrinking.
This is not micromanagement. This is stewardship.
And look at the reason Solomon gives: “for riches do not endure forever, and a crown is not secure for all generations.” Even the wealthy can lose everything if they stop paying attention. Even kings can lose their legacy if they neglect the details.
Financial ignorance is not bliss — it is danger. Solomon, the richest man alive, personally tracked the condition of his assets. He did not delegate awareness. He did not assume everything was fine. He paid careful attention — because he understood that wealth requires ongoing management, not just initial accumulation.
This is why the Freedom Framework includes ongoing tracking, regular reviews, and systematic check-ins. It is why we teach Matrix Math — so you can see the real condition of your financial “flocks” every single month. Because what you do not track, you cannot manage. And what you do not manage, you will lose.
Solomon’s Three Buckets
At Be Free University, our debt classification system is called Solomon’s Three Buckets — and it is named after the king for a reason.
Solomon was a classifier. He organized knowledge into categories. He wrote Proverbs organized by theme. He categorized plants “from the cedar of Lebanon to the hyssop that grows out of walls” (1 Kings 4:33). He classified animals, birds, reptiles, and fish.
This instinct for classification — for understanding the nature of things by putting them in proper categories — is the foundation of financial wisdom.
Solomon’s Three Buckets applies this principle to debt:
Bucket 1: Trash Debt. Debt that funds consumption, generates no return, and creates bondage. Credit card debt from impulse purchases. Personal loans for vacations. Financing for depreciating goods. Solomon would call this foolishness — “a foolish man devours all he has.” Trash Debt must be eliminated immediately.
Bucket 2: Transitional Debt. Debt that serves a temporary purpose — a bridge from one season to another. Student loans that enable a career. A car loan that gets you to work while you build toward paying cash. This debt has a reason, but it must also have an exit date. Like Solomon’s seven-year cycles, Transitional Debt is meant to be temporary.
Bucket 3: Tool Debt. Debt used as a strategic instrument to build wealth — a mortgage on appreciating property, a business loan that generates revenue exceeding its cost. This is the “ship your grain across the sea” debt. It requires wisdom, analysis, and careful management — but deployed correctly, it multiplies your resources.
Most financial teachers treat all debt the same: “get rid of it.” Solomon would not have agreed. Solomon classified things because he understood that different things require different treatment. Trash Debt, Transitional Debt, and Tool Debt are not the same — and treating them the same leads to either paralysis or poor strategy.
The Wisdom of the Wealthy King
Here is what ties all of Solomon’s financial wisdom together: wisdom is the foundation, not money.
Solomon did not ask for riches. He asked for wisdom. And God gave him both — because wisdom naturally produces wealth when applied with discipline and faithfulness.
“By wisdom a house is built, and through understanding it is established; through knowledge its rooms are filled with rare and beautiful treasures.” — Proverbs 24:3-4
Your financial breakthrough will not come from a winning lottery ticket, a hot stock tip, or a windfall inheritance. It will come from wisdom — the kind of wisdom that Solomon wrote down and preserved for you in the pages of scripture.
Save. Do not devour everything you earn. Diversify. Do not put everything in one place. Track your numbers. Do not manage by assumption. Classify your debts. Do not treat all obligations the same.
These principles built the wealthiest kingdom the ancient world had ever seen. They built Solomon’s palace and temple. They attracted foreign leaders from across the earth who came just to hear his wisdom.
The same principles can build your household. Not overnight. Not without effort. But with the kind of steady, wise, faithful action that Solomon describes throughout Proverbs — “the plans of the diligent lead to profit as surely as haste leads to poverty” (Proverbs 21:5).
The Freedom Framework at Be Free University was built on Solomon’s wisdom. Every pillar traces back to a principle he taught. Every strategy reflects his understanding that wealth is built through wisdom, managed through attention, and sustained through discipline.
Solomon left you the playbook. It is time to open it and play.
Apply Solomon’s Wisdom to Your Finances
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