Buy
Find distressed or undervalued properties—auctions, tax liens, off-market deals.
These are the hidden gems where you buy equity upfront.
Rehab
Add value fast by rehabbing the property.
Focus on cosmetic fixes and critical repairs that drive up appraised value.
Rent
Put tenants in the property.
Now the asset becomes income-producing—and your renters pay the note, not you.
Refinance
Here’s where the magic happens.
Refinance at the new, higher value—and pull your equity back out tax-free.
(Reminder: loans aren’t taxed. You’re using the bank’s money, not selling the asset.)
Repeat
Use the equity from the first deal to fund the next.
Multiply. Stack. Scale.